Your home may be repossessed if you do not keep up repayments on your mortgage.
You can choose how we are paid for Mortgages; You can choose to pay your adviser by a fee, by commission or a combination of fee and commission.No charges will be made until it has been agreed with you
The government has put in place a number of schemes to support house purchasers, such as Help to Buy.
Current GOV.UK guidance no longer describes the old Help to Buy mortgage guarantee scheme set out above. Buyers should instead check the latest live government home ownership support that is currently available.
Since July 2025, the permanent Mortgage Guarantee Scheme has supported the availability of 91% to 95% loan-to-value mortgages, helping eligible buyers purchase a home with a deposit as small as 5%. Eligibility, participating lenders and product availability can vary, so borrowers should check the latest GOV.UK guidance and lender criteria before applying.
Other support
Depending on circumstances, buyers may also want to review the latest affordable home ownership schemes on GOV.UK, including Shared Ownership, First Homes and Lifetime ISA support for first-home savings.
For the latest government home ownership support, please visit https://www.gov.uk/affordable-home-ownership-schemes.

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