Lifetime earnings calculator
Calculate your estimated lifetime earnings based on income and career length.
Career Details
Salary Growth Assumptions
Career Phases (optional salary boosts at key milestones)
Lifetime Earnings Summary
Career Phase Breakdown
Interesting Comparisons
Career & Earnings Insights
| Year | Age | Phase | Annual Gross | Tax & NI | Take-Home | Cumulative Gross |
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This calculator provides illustrative estimates only and does not constitute financial or tax advice. Tax calculations use 2025/26 HMRC rates and assume the standard Personal Allowance of £12,570 throughout. Salary growth is modelled as a fixed annual percentage — actual earnings will vary based on industry, employer, and economic conditions. Career phase boosts are applied at the midpoint and final third of your career. Inflation adjustment uses the Fisher equation. Always seek professional advice for financial planning.