At Advanced IFA, our team comprises experienced, approachable professionals who believe that good financial planning starts with understanding you. We take the time to listen, explain, and support you, ensuring that advice always feels personal, considered, and aligned with your goals.
A personal approach, backed by experience
While qualifications and technical knowledge are essential, we believe that how advice is delivered matters just as much as what is recommended.
Our advisers combine professional expertise with a calm, clear, and relationship-led approach. By working closely with clients over time, we can provide advice that adapts to changing circumstances and remains relevant throughout different stages of life.
Continuity is central to how we work. Clients benefit from a consistent point of contact and the reassurance that their adviser understands their broader financial picture.
Our team
David Newham
Director
David leads Advanced IFA with a strong focus on independence, clarity, and long-term client relationships. As Director, he plays a central role in shaping the firm’s culture and ensuring advice remains client-focused, measured, and aligned with long-term outcomes.
David works closely with clients across a wide range of financial planning needs, taking the time to understand individual priorities and providing guidance that evolves as circumstances change.
Sandra Appleby
Independent Financial Adviser
I joined David and his fantastic team at Advanced IFA Ltd 3 years ago and am delighted to have built strong relationships with all existing clients and welcomed many new clients with eagerness and enthusiasm. Previously working for Lloyds Banking Group for 30 years I have a vast knowledge of financial planning and regulatory requirements and with over 40 years’ experience in the Financial Industry, I offer a safe pair of hands
As an Independent Financial Adviser, I provide unbiased, whole -of-market advice tailored specifically to meet your needs. I structure all my advice to your specific situation and offer personalised strategies. I pride myself on building trust, working with integrity and simplifying complex financial goals. Specialising in Retirement Planning, Wealth Management, Inheritance Tax Planning and Family protection providing a holistic approach to managing your finances. I am a “Pension Transfer” specialist and thrive helping people plan for their retirement.
Authorised and Regulated by the Financial Conduct Authority (FCA). Trained at the London Institute of Banking and Finance as a Financial Adviser (DipFa) level 4 and Mortgage Adviser (CeMap).
I have a friendly, bubbly personality and always strive to make clients feel relaxed and confident in what they are wanting to achieve, moving at your pace!
Tel: 0191 5483333
Mobile: 07803 555658
Email: sa@advancedifa.co.uk
Chris Raine
Independent Financial Adviser
With nearly a decade of experience in financial services, I help individuals, families, and professionals make confident financial decisions through clear, tailored advice.
As a Financial Adviser at Advanced IFA Ltd, I specialise in:
- Investment planning
- Retirement and pension advice
- Wealth management
- Long-term financial planning
- Protection and financial security
Holding a degree in Finance, I combine technical knowledge with practical, straightforward guidance to help clients grow, protect, and plan their wealth with confidence.
My approach is built on trust, transparency, and long-term relationships — ensuring every recommendation is tailored to each client’s personal goals and circumstances.
Whether you are planning for retirement, building wealth, or reviewing your financial future, I aim to provide clarity, structure, and peace of mind.
Tel: 0191 5483333
Mobile: 07712 137248
Email: cr@advancedifa.co.uk
Andrew Smith
Mortgage & Protection Adviser
Experienced & Professional Mortgage Broker & Protection Adviser
With 23 years of experience in the financial services industry, I specialize in helping individuals, families, and businesses secure the best mortgage and protection solutions tailored to their unique needs. As a qualified mortgage broker and protection adviser, I guide my clients through the complexities of home financing, from first-time buyers to seasoned property investors.
My approach is built on transparency, trust, and a commitment to finding the best financial solution whether it’s securing competitive mortgage rates, moving home or ensuring my clients are protected with life insurance, critical illness cover, or income protection.
I work closely with lenders and insurers, offering independent, whole-of-market access to ensure my clients get the best possible outcome. Whether you’re dreaming of your next home, expanding your property portfolio, or safeguarding your financial future, I’m here to simplify the process and provide expert advice every step of the way.
Outside of work, I enjoy unwinding on the golf course and spending quality time with family and friends.
Let’s make your financial goals a reality. Get in touch today to discuss how we can help.
Tel: 0191 5483333
Mobile: 07540 544633
Email: as@advancedifa.co.uk
Lisa Marie Thompson
Office Manager
Lisa plays a key role in the smooth day-to-day running of Advanced IFA. As Office Manager, she supports both advisers and clients by coordinating communications, administration, and the overall client experience.
Her role helps ensure clients feel supported, informed, and well looked after throughout their journey with the firm.
Tel: 0191 5483333
Email: lt@advancedifa.co.uk
Working together, focused on your outcome
As an employee-owned firm, our team works collaboratively rather than competitively. This culture encourages shared knowledge, considered decision-making, and a collective focus on delivering the best outcomes for clients.
Where appropriate, advisers draw on the team’s wider experience, ensuring the advice benefits from multiple perspectives while remaining personal and consistent.
Start a conversation
If you would like to speak with one of our advisers or arrange an initial conversation, our team will be happy to assist.
Whether you are looking for guidance on a specific decision or want to explore your options more broadly, a conversation can provide clarity and reassurance.